Education:	Georgetown University, B.S. F.S., 1982 magna cum laude Georgetown University Law Center, J.D., 1986
Practice Areas:	Public Finance Banking and Finance Corporate and Business Law Health Care Commercial Real Estate Employment Law
Admissions:	Rhode Island, 1986 United States District Court, District of Rhode Island, 1987
Contact Information:	smack@cm-law.com Phone: 401-457-0518 Fax: 401-331-5787 Vcard: download vcard

Sandy’s practice focuses on municipal and corporate law and the representation of closely-held companies, family owned businesses and municipalities, state and local agencies, including all aspects of corporate and bond financings, acquisitions, leasing, debt restructuring, documenting business transactions and complex contract review. She has worked in public finance since 1986.

Sandy has worked with several government entities to address Other Post Employment Benefit (OPEB) issues, and in 2007, obtained a favorable private letter ruling for the Town of Bristol in connection with the establishment of a Section 115 Trust. Sandy has lectured and written articles on OPEB as well as appeared on local TV speaking on her experience representing the Town of Bristol on OPEB initiatives.

Her experience in the public finance area includes bond counsel, underwriter’s counsel, counsel to letter of credit issuers, counsel to tax exempt organizations issuing bonds through conduit financings, and counsel to corporate trustees and escrow agents. Sandy represents the Bristol County Water Authority, Prudence Island Water District, Town of Bristol; Town of Johnston; Town of North Providence; State of Rhode Island; Bristol Warren Regional School District; Rhode Island Resource Recovery Corporation; Providence Redevelopment Agency, has represented several cities and towns and state agencies in Rhode Island. She is recognized as being a past solicitor to the Towns of Bristol and Barrington.